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The above only serves as a general description of our services and products. For full product details and coverage, please verify along with your local insurance broker or a QBE authorised agent. Complete insurance coverage covers your automobile for weather-associated damages. Dwell in an area typically hit by tornados? In a flood zone? Complete coverage is a brilliant buy, even if you don’t experience excessive climate. It protects you in case the car is broken by fire, theft or vandalism. Again, anticipate the lienholder to insist you might have this protection so the automobile may be repaired or paid off if it is a total loss.