Understanding Car insurance in Germany

German law requires that all drivers must have car insurance. Particularly for you to have a German license plate and have your vehicle registered, you should have a minimum of third-party liability insurance. In addition, you should always display your car’s insurance certificate at all times in the vehicle.  Germany is a giant as far as Europe’s motor market is concerned and has one of the biggest vehicle insurance companies in the continent, with about 90 car insurance companies according to 2016 statistics. If you need your car to be repaired when in Germany you can always look at Discount24. This article helps one to understand car insurance in Germany better.

Factors affecting the cost of car insurance in Germany.

Mileage: When getting a car insurance policy, your provider will require you to specify the kilometers you tend to drive. If you are not the type, who drives long distances, ensure that you provide a reasonable amount and try not to overestimate. The more kilometers you give, the more you will be charged.

Car Model: The model of the car that you drive affects the amount that you will pay for your car insurance. Particularly if your car model costs little as far as repair costs are concerned, the premiums will be charged will also be lower.

Claims:  A responsible driver with little or no claims will pay a lesser amount for their car’s insurance.

Contribution payments: If you have a choice, always go for the option of paying the cost of your car insurance regularly instead of quarterly or monthly installments. Studies show that transferring the whole amount at once tends to result in lower charges instead of paying severally in a year.

Location: Drivers who drive in huge cities tend to pay more for their car insurance than those living in smaller towns or cities.

Main types of car insurance types in Germany

Liability Insurance (Haftpflicht)

This is also referred to as third-party insurance. It is the most basic or minimum legal requirement in Germany. It offers a minimum level of coverage. Particularly, it only covers the damage you or your car can cause to other vehicles or other people and includes medical expenses. The disadvantage of liability insurance is that if you are the one who caused the accident, it doesn’t cover the damage caused to your car. This is why persons tend to go for other insurance policies that tend to cover more.

Partial Insurance (Teilkasko)

In Germany, this car insurance combines both liability insurance with some more coverage.  Specifically, it also offers protection in case of fire, damage due to natural disasters such as floods and earthquakes and covers theft. It also protects wiring damage as well as broken class. With the more coverage that partial insurance covers, this means it costs more than liability insurance.

Comprehensive Insurance (Vollkasko)

When it comes to the German comprehensive car insurance, it is a type of vehicle insurance whose policy covers almost everything that needs to be covered. It incorporates both partial and liability insurance, making it the most substantial insurance level. It includes coverage of vehicle damage when you are the cause of the accident. The fact that it covers almost everything makes it the most expensive, but you will pay less when it comes to damages.

Some tips you need to know about car insurance in Germany.

Always keep yourself updated with costs

Before getting car insurance and after getting one, always keep yourself updated with the cost. Diverse companies tend to have diverse costs, thus shopping around should always be a priority before deciding on the car insurance companies go for. Compare the prices that the different car insurance companies offer and select the cheapest.

Higher deductible means cheaper insurance

By going for a higher deductible, will mean that you will pay less for your premiums. Thus, aim for this to ensure savings on your premiums

Combine different car insurance policies

If you have more than one vehicle, you should go for the same insurance company to insure them. Also, opt to combine the insurance of your car with home contents insurance or with liability insurance. You can also get your vehicle insured by registering it as your parents’ second vehicle. If they are long-term residents of Germany, you can enjoy discounts from some German insurance companies who offer discounts to their clients’ children.

In conclusion, this article explores the German car insurance market enabling the reader to understand better.

5 of the Best Car Insurance Companies in the US

Getting insurance for your vehicle depends on many factors. There is the issue of location, your vehicle type, and age, type of coverage you want, the coverage provided by the company, and price.

Customer satisfaction, company financial strength, and discounts are also some things to consider when you are thinking of getting auto insurance. One crucial thing to do before you sign up is to read and understand the details of the car insurance policy you want to take.

details of the car insurance policy

For insurance companies, there is the hurdle of finding new and exciting ways of attracting new customers. They also use methods to convince or encourage their old customers to either renew or upgrade their insurance packages. Of course with any method or way, there will be incentives such as discounts to get people to quickly sign up. You can find car insurance here online in the US.

Let’s check out the 5 best car insurance companies in the US.

1.    USAA

They have the largest auto insurance for people in the military, veterans, and their families. With their SafePilot program, customers can use the company’s app to monitor how safe they have been driving, will see how much discount they have earned, (up to 30%) for doing so. And at the end of their policy term, they can apply this discount during renewal.

Their policies take into consideration the sudden changes that military life can cause in people’s lives. One can earn discounts for even parking one’s car for a long time on a military base.

2.    Amica

They offer insurance to almost all of the US and rate high on customer satisfaction and speedy claims process. One can earn discounts for things like driving safely, renewing a policy, and referring other drivers. Such points can be added to one’s current insurance policy.

3.    Geico

Available in all 50 states of the nation with special discounts for military personnel, veterans, reservists, and federal workers. Their mobile app compared to the rest is the best. It allows policyholders to access their mobile IDs, get roadside help in times of car trouble, check their vehicle history, and estimate damages. Their five auto insurance categories each have two or more discount offerings.

4.    State Farm

Has the largest share of the market for private passenger car drivers. Its mobile app gives users access to manage their insurance policies, see bills and interact directly with company agents.

There are also agents in all the company’s branches for customers who prefer a physical meeting. They maintain lower rates for vehicles involved in accidents apart from discounts for good driving or staying accident-free.

5.    Allstate

They do more than just auto insurance. They cover things like additions to a car, reimbursement for expenses incurred while using a rental car, and more.

Their app has two key features: policy management and the Drivewise program, which enable customers to access ID cards, receive roadside assistance, upload pictures, and more. The Drivewise program helps to win points for good driving and convert them into added points on policies.

Therefore, if you are looking to get car insurance in the US today, we are certain that the names mentioned above will give you the satisfaction and safety you are hoping to get from such insurance.


Consumers are bombarded by the offers of auto insurance companies and it’s tricky to pick the services of one out of so many options that seem valuable. Suomiarvostelut explained sensibly different insurance policies and presented reliable options to pick insurance companies. The necessity of car insurance cannot be omitted because vehicle expenses shake the monthly budget of owners. Suomiarvostelut.fi allows insurance policy dwellers to verbalize their experience so that others may know which option will work better. Insurance companies spotlight the best policies and acquire customers, and customers switch companies when they perceive the company is not sufficing their expectations.

Renting a car on a regular basis might be costly. However, going car-free and renting just when necessary i.e. on a road trip, can occasionally be much more cost-effective than purchasing a bigger vehicle. To rent a car, Discover Car Hire is a good option but you can also explore other car rental dealers by reading the reviews. Another alternative is to hire a car sometimes and then buy a cheap used car to use most of the time.

Essential Car Insurance in Finland

Auto liability protection is mandatory in Finland, for consumers who are permanent and local residents of the country. The permanent keeper and person who took the car on rent both must abide by the responsibility to ensure the car. As a custom, the responsibility to carry out motor liability protection also concerns a transport that needn’t be manifested.If a carrier is enrolled for utilization in traffic then it needs to be treated by accurate motor liability security.

If a car has been subordinated, it cannot be utilized at all. If the responsibility to protect is not commemorated for a carrier, the usage of the car is forbidden, anticipating that the car cannot be taken out on the road. The police can take action if the vehicle is displayed in traffic and removal of license plates is authorized by the law implementing agencies.The yearly car examination cannot be provided to an uninsured car.

Coverage in Motor insurance policy:

Motor liability security encompasses property destruction of innocent persons and all personal damages caused by any of the parties. It excludes vehicle damage and the coverage to the property of the liable party. Furthermore, motor insurance also eliminates damages caused due to weapons/nuclear material, radiation, aversions, rebellion, mutiny, civil war, external enemy action, invasion, and terror aggressions. For example, engine collapse because of hydrostatic decline during storms is typical considerable damage.

Inclusive Car insurance

As mandatory car insurance doesn’t include every need that may arise, so to enhance the safety and protection against uncertain emergency conditions comprehensive car insurance policies are used. The offerings vary from one insurance company to another but usually vandalism or malicious damage, car damage, fire, and theft. However, it excludes electronic, electrical, mechanical, or structural breakdown and failure of the car, vehicle consumption for sports, and damage caused outside Finland.


Motor liability security is the essential car insurance policy that every Finnish must adopt to run their vehicle on the road. Car insurance gives monetary relaxation to the owner, comprehensive insurance entails a variety of coverage while motor liability security is restricted to few coverage options.

Travel insurance tips for Portugal

If you are planning a trip to Portugal, you might want to consider taking out travel insurance to cover you and your belongings from unforeseeable events.

Is travel insurance worthwhile?

Travel insurance is a cost-effective form of insurance that can cover you and your belongings from any unforeseeable events such as illness, injury or lost luggage and theft and only makes up 5 to 10% of your overall travel costs. It can be a necessary investment and may be required for visas to Schengen countries such as Portugal. If you are interested in taking out travel insurance and want to get the best deal possible, you can look at Opinioesja.pt, a review site for Portuguese insurance companies and other travel-related retailers.

Reputation is key

When taking out travel insurance, it is important to get your insurance from a trusted source. This can be from your current medical insurance company, some credit card companies, as well as through other reputable travel insurance companies. If you want to take out travel insurance from a highly rated company with competitive rates, you might like Allianz, a travel and asset insurance company. By clicking on this link, you can read real-world reviews from other people who have made use of this company’s products and services, which can assist you in deciding where to get your travel insurance.

Existing Insurance Controls

Travel insurance through a credit card company or your existing medical insurance company should be your first point-of-call. You can get free medical travel insurance through these suppliers at no extra cost, as long as your flight tickets were purchased using the credit card. You can add to the free coverage offered by a credit card company by upgrading your options at a cost. It is advisable to contact your credit card or medical insurance company to see if they offer free travel insurance, and what exactly it will cover you for, as they might not offer rental car insurance coverage and coverage against loss of belongings due to theft.

Does Travel Insurance Include Healthcare?

Travel insurance can cover you in the event of illness or injury when travelling. While some insurance companies might require you to pay any costs upfront and claim it back from them when you have returned, others will pay all necessary costs on your behalf. You will need to check your policy from these terms and conditions. In the event of your luggage being lost en route to your destination, or because of theft, they will reimburse you for the cost of replacing your luggage and your possessions.

Are you covered for rental car hire?

If you are renting a car while travelling in Portugal, travel insurance is a necessary requirement. Here, travel insurance will cover you from any damage that may occur from an accident while driving a rental car. It is important to check your insurance policy for the details of your coverage.

Compare as many insurance companies as possible

To get the best travel insurance available, look at all the options available to you and compare the costs and what they will cover you for. While some companies may offer free travel insurance, like your existing credit card or medical insurance company, they may not cover you for everything that you might need to have insurance for. Always read the policies carefully and keep a copy of the policy in your hand luggage where it is easy to find should you need it.



Insurance is an essential thing that provides security, without insurance individuals may encounter a huge monetary loss that becomes difficult for them to bear. However, a rational approach to living in Sweden necessitates the adoption of insurance plans based on the personalized needs of people. Several insurance companies in the country offer a variety of car insurances and online assistance to their customers.

Vehicle insurance protects individuals from theft, loss, and any damage caused due to any natural or man-caused disaster. Consider OmdömesStälle.se review site to make better purchase decisions for the number of insurance companies to get yourself the best insurance coverage. For example, effectively reviewed Folksam is one of the biggest insurance companies in Sweden, which offers a broad variety of insurance according to customer needs.

Vehicle insurance

Like several insurance companies in the world, insurance firms in Sweden provide diversified vehicle insurance to their customers. In case you move to this great country and have registered as a Swedish citizen, you’re outlawed from using the existing vehicle insurance that you had in your country.

Moreover, if you moved from any European country to Sweden and have not been listed as a Swedish citizen, you can make use of your current vehicle insurance policy until it expires. Afterward, you would need to buy a new international coverage plan in Sweden. Third-party liability vehicle insurance is mandatory in Sweden. Besides, you can consider other options like comprehensive insurance and numerous supplementary insurances.

Third-party liability insurance in Sweden

In Sweden, third-party liability automobile insurance is mandatory for wheel proprietors. You must apply for it close second your vehicle gets enrolled in the realm. Third-party liability vehicle coverage comprises the harms created by your wheels to a third side. This entails physical impairments along with destruction to third-party possessions like wheels or homes. It accommodates insurance for fire begun by your carelessness during riding. Moreover, it comprises other ruins like splintered car windows and windshields.

Comprehensive Insurance 

Like third-party liability coverage, comprehensive coverage is not requisite yet a great choice if you need to shield your vehicle and yourself from harm. This coverage entails third-party coverage and partial cover, vehicle destruction, and vehicle damage guarantee.

· Vehicle damage insurance

In case. your comprehensive coverage doesn’t add a vehicle damage guarantee, it is preferable to buy vehicle damage insurance in Sweden. Vehicle damage coverage includes the expense of destruction to your wheels if you get into an accident, or if your automobile is harmed. Also, it covers the cost of harm produced by different external disturbances, as your car gets under a tree. The expense of your vehicle coverage will be affected by your decided level of excess. The Swedes can get benefitted from excess amounts sponsored by insurance organizations of SEK 6000, 4500, or 3000.

· Temporary deregistration coverage

When your vehicle is not being utilized and momentarily delisted, the coverage plan can be switched to a deregistration plan which presents cover for fire, theft, legal charges, and wheel destruction.


Swedish firms present an extra cover grasped as BILXTRA. If you want to purchase this coverage you require to possess partial cover. It incorporates the 45 days expense of vehicle rent at up. If you previously hold large comprehensive coverage and need to buy BILXTRA, coverage firms will include just 75 days of vehicle rent.


When you buy vehicle insurance, make sure you have enough coverage of damages in your policy. By paying for vehicle insurance, your insurance company covers most of the damage to your vehicle or vehicle from the other party.

How car insurance works in Denmark

If you are considering buying a new vehicle in Denmark, it is important to know that you will need to have car insurance.

Car insurance is compulsory and forms part of the regulations that need to be met in order to own a vehicle. If you are looking for a good car insurance agent, you can use sites like Danskeanmeldelser.dk, which is an online Danish review site that allows you to read reviews of companies from insurance agencies to which stores have the best vitamin supplements.

When buying a car with cash or through financing from a bank, you will be asked to provide proof of third-party insurance coverage before being allowed to purchase the vehicle. Third-party insurance is compulsory in Denmark and covers you for loss and damage to other cars in an accident. Another type of insurance that you might consider is comprehensive insurance, which will cover your car against loss and damage incurred in an accident. Comprehensive insurance is optional.

With comprehensive insurance, you can select what it will cover you for, by adding on coverages such as theft, fire or accident cover and roadside help, legal aid, and rescue services in times of an emergency.

It is important to note that your car needs to be registered in Denmark to be insured. If you have bought a car from another country, it needs to be registered within 14 days of arriving in the country, and you will need your CPR number (identity number) to register the vehicle.

Consider all possible factors when choosing vehicle insurance. Your first step is to get as many quotes as possible. Premiums may vary from one insurer to the next. There may be a wide range in price for similar products and cover, so compare what each insurer offers and what your premiums would be. If you are interested in comparing quotes, you might like Alm Brand, which allows you to compare several insurance quotes at the click of your mouse. Read reviews, tips, compliments, and complaints about this company from real-world customers that have actually bought those products so that you can make better-informed decisions for yourself.

It is important to know all the terms and conditions related to your insurance policy. Make sure you are aware of any hidden fees, as well as the company’s policy on claims and cancellations. Read the fine print and ensure that you understand the requirements and terms.

If you are involved in an accident, you need to contact the traffic authorities and police in the area. For your insurance provider, you will need to collect certain information, such as the name and contact details of the people involved. Ensure you know of any other information that is needed for a claim to be submitted.

Where possible, negotiate. Some insurance companies charge lower insurance premiums when you reach a certain age, as they consider you a more responsible driver. See if it is possible to negotiate your insurance premium to keep your monthly cost as low as possible.

Always do your research on insurance companies. Compare prices and get as many quotes as you can. When choosing an insurance provider, consider which company can give you the best cover at the most affordable rates.

Why you should buy German-made cars

When it comes to automobile production, undisputed German is one of the successful nations. They lead and others follow. Historically, Germany is the first country to have ever produced a car which is credited to Karl Benz who made the first car in the year 1885/86. Since then, they have not only been in the business of automobile manufacturing but maintain the lead despite emerging competitors across the world.

When thinking about acquiring a vehicle, there’s little or nothing to worry about provided the vehicle is made in Germany. This is because, over time, Germans have continued to prove themselves as leaders in the business of automobile manufacturing bringing cars with top innovations hard to be beaten by other manufacturers.

If you are looking to buy a car in Germany, it is important that you should read about the brand of the car where you will also find reviews about the model on Erfahrungenscout.de. The same applies to the company you want to buy the car from. Furthermore, you will need to get an insurance policy for your car after buying it. You don’t want theft or other unforeseen circumstance to take away or damage your car and then you are saddled with the full responsibility of replacing or fixing it. Hence, you should read about German insurance companies as well to know the company to patronize.

It is, therefore, no doubt that those who patronize German-made cars are enjoying the products and derive actual benefits from them which may not be obtainable with other countries. Let’s take a look at some of the benefits:

1) Durability

As the first country in the world to ever produce a car, this means they have had vast experience in the business than any other country. This has allowed them to improve with innovative ideas in the business all years. Little wonder that any vehicle they release into the market is very durable. German-made vehicles last longer than any other vehicles made anywhere in the world.

2) Great Performance

When it comes to performance, there’s no denying that German-made cars are best plying the road across the world. The cars perform creditably very well and impressive on the road with amazing suspension offering a smooth ride and great torque that is fast off the mark. The engines are superb giving just what anybody would expect from a car.

3) Reliability

German-made cars are known to be very reliable. German-made vehicles have always prided themselves on the front, consistently going the distance without developing faults (or at least minimal fault) along the way. This is very important because no traveller would want to get stranded on the road due to a faulty vehicle. Little wonder they continue to remain one of the best and popular demand brand in the world.

4) Features

German automakers put a lot of things into consideration when making their vehicles and one of them is fuel consumption. German automobile manufacturers are very conscious of creating cars with low fuel consumption. This means that many of these cars need refuelling less often, which in turn saves cost.

5) Price

Their prices may not be cheap but they are affordable which is one of the reasons people opt for German-made cars.

6) Repairs and Maintenance

German-made cars are known to have an affordable cost for repairs and maintenance, unlike some others. The automakers don’t just release brands into the market but also ensure spare parts are available and affordable wherever the vehicles are shipped to. They also ensure they train personnel who can handle the repairs and maintenance work properly.

The German electric vehicle industry

Germany has an enormous car industry which is the largest investor of electric vehicles globally. In the past few years, German car manufacturers including Daimler, BMW and Volkswagen announced that they would set aside €4.7 billion to invest in electric vehicles. With such pledges, it is no doubt that the German electric vehicle market will continually grow. Banks are also coming with car loans that will allow more people to own electric vehicles. If interested in such, you can have a look at Carcredit. A visit to review sites such as reviewsbird.de will also help you identify reputable car loan lenders that will facilitate you to own your first electric vehicle. With the fact that Germany will host the International Conference on Electric Vehicle and Vehicle Engineering 2021 (CEVVE 2021) in September this year, this article seeks to overview the electric vehicle market in Germany.

The first arrival of Electric Vehicles in Germany

The ’90s marked when electric vehicles began to emerge in specific factories and design offices in Germany. Electric vehicles at the time were viewed as vehicle technologies that would reduce exhaust emissions. Electric vehicles got an upturn about three decades ago. On Rugen Island in 1994, there already were battery-powered vehicles in circulation, which foreshadowed the production models that were to come and are now in the market. The electric vehicle concept has since then significantly evolved and by now has attained large scale industrialisation. Particularly in Germany, the electric vehicle technology development accelerated towards the 2000s, which can be attributed mainly to the fact that there was increased recognition of the need to decrease global CO2 emissions and Lithium-ion battery technology had already matured. 2009 marked the year that the German electric vehicle market began to emerge. The German government would later announce its plan to hit a million electric cars on German roads by 2020.

The present status of the Germans Electric car market

In the year 2020, the German government sought to boost the development of the electric vehicle market by reinforcing buying incentives as part of the German stimulus package. This policy bore fruits, with one in every 20 cars sold in the country in 2020 being an electric car. Considering the coronavirus’s effects, the country could still sell about 200,000 electric vehicles in 2020, tripling the number of cars sold in just one year. This positive boom also serves to prove the fact that increasingly Germans are opting for electric vehicles.

Below are the reasons that can be attributed to the Boom of electric vehicles in Germany

1.Electric vehicles offer a tax advantage

Traditionally, fleet cars and company cars have significantly accounted for the figures of new cars registered in Germany. On the other hand, recently, electric vehicles have increasingly drawn interest among company car owners because the government imposes lower taxation on these cars. The rates taxed monthly to company car drivers are 1%, but the tax rate is at 0.5% when it comes to electric vehicles.

2.Electric cars are known to have an environmental benefit.

The Federal Government of Germany is advocating for the promotion of electric cars to meet its transports sectors climate targets and ensure that the migration from internal combustion engines is accelerated.

3.Electric vehicles are safe to drive

Just like fuel-powered cars, electric vehicles are taken through thorough testing and fitness procedures. Electric vehicles are made to achieve a lower centre of gravity, thus ensuring they are more stable and safer when on the road. They are also primarily made to ensure the safety of the occupants. Specifically, they are made such that the electricity supply from the batteries cuts off and airbags open up in case of an accident. In addition, given the fact that they don’t use combustible fuels, they are less likely to explode in case of an accident.

4.Reduced noise pollution

Electric vehicles are quieter, which curbs noise pollution. As opposed to the fuel engine, electric motors utilised by electric vehicles can offer higher acceleration and a smooth drive without being noisy.

5.It is much easier to drive electric vehicles

In all vehicle, electric vehicles are the simplest to drive. Commercial electric cars have one long gear and don’t have the stalling problems experienced by petrol cars. Effectively this eliminates the need of having to incorporate a clutch mechanism to avert the stalling. It is thus possible to operate an electric vehicle with just the steering wheel, a brake pedal and an accelerator pedal.

In conclusion, German has one of the best electric vehicle industries in the world. This article helps the reader understand the industry and offers some of the factors that have led to the widespread adoption of electric vehicles in the country.

Current State Of German Car Industry

Are you planning to travel to Germany to invest in German cars, or have your legal questions concerning electric mobility and the respective public grants??

With more than 857,336 (2016) working in the industry, the automotive industry in Germany is one of the world’s most prominent entrepreneurs. You can visit de.collected.reviews to see reviews about the various entrepreneur. The German automobile industry, which has the world’s third-highest car manufacturing and the fourth-highest total motor vehicle production, is considered the most competitive and innovative in the world.

The German car industry has a long history of sales and worldwide recognition. Germany is honoured for its highly qualified and experienced workforce, research and engineering, infrastructure, complete integration of its value chain. So, if you wish to study automobiles, be rest assured that Germany is the right place to go.

The Industry At A Glance

The car industry is very well known. Cars “Made in Germany” are synonymous with worldwide quality and advanced engineering processes. Avis offers different car models you can think of. The car industry is also a significant driver for European prosperity and innovation.

In 2019, automotive companies recorded a record sale of €435.3 billion, representing 20% of Germany’s total industry sales. In other words, cars are Germany’s largest industry. Industry experts say that the strong growth of the Chinese market in recent years has been a driving force for this development.

This industry has always been attractive to business people. In 2019, nearly 900 companies employ over 833000 people in the German automotive industry.

As a result, the car industry is German engineering students’ most popular career path. The University of Technology offers prestigious courses in engineering, accredited research facilities, and work with key industry players.

International Trade

The German car industry’s competitive advantage as a leading export force concentrates on the higher-priced car segments. German companies dominate around 70% of the premium car market. The production part of the industry also demonstrates this approach.

In 2019, German car manufacturers in Germany produced 16% of their compact cars and 96% of their luxury cars. Industry experts, however, predict that the quality of manufacture in foreign factories will increase, and businesses will grow in the future.

In 2019, 75% of all cars produced in Germany were exported to international markets, and the branch set a new record.

Connectivity And E-Mobility

The automotive industry is being challenged with the emergence of state-of-the-art technology to powertrains. The sector is therefore undergoing adaptation for manufacturers and suppliers to invest in e-mobility massively. Alternative drives in the German automotive market became very important in 2019. The growth in PEVs, plug-in hybrids (PHEVs), and Fuel Cell Vehicles (FCs) showed a 60% increase. However, their market share remained relatively low in 2019 at 3% of all new vehicle registrations.

Therefore, the German government has allocated 2.5 billion euros for improved infrastructure and the promotion of innovative car batteries. Additional grants encourage consumers to buy electric vehicles and attract foreign investment. This is designed to achieve Germany’s targets for carbon reduction.

PwC predicts that more than 50% of all car sales will be electric cars by 2030. Management Consulting Group. As global politics will dominate the fight against climate change, the electricity for vehicles is to come primarily from renewable sources to ensure carbon dioxide-neutral mobility. Therefore, the automotive industry will be shaped by investments in charging infrastructure and improving battery performance and powertrain performance.

In conclusion, technological developments will increase the linkage and interaction between automobiles and their owners and general infrastructure, such as traffic lights. In 2030, PwC predicts that 40% of Europeans would use autonomous driving, and 35% would show an interest in various forms of vehicle sharing, particularly in urban areas, to minimize the cost of mobility. The numbers are projected to be even more numerous in China.

What insurance is necessary when renting a car?

Car rental insurance works differently from normal car insurance. Find out what you need to know about renting a car.

Almost everywhere in the world, to travel, every rented car needs a basic package, with three types of protection: damage coverage, theft coverage, and third party coverage. When you decide to rent a car, you may not know exactly what to pay attention to, especially if it is the first time you use a car rental service. These pieces of information are based on the reviews offered by the people from Norske Anmeldelser. Once you choose the company and car you want to rent, another thing you should consider is choosing insurance.

The main types of insurance are the following:

·       Partial insurance in the event of a collision;

·       Theft insurance;

·       Insurance of civil responsibility;

·       Add insurance when you rent a car online.

Many car rental websites, including europacar, sell their type of insurance. They are different, but all cover parts of the car in addition to the body (windows, wheels, engine, etc.) and/or reduce the deductible. When you buy this type of insurance, you will first pay the repairs to the car rental company and then you will claim the money from the insurance company from which you bought the policy.

Partial insurance in the event of a collision

damage protection

Minimum damage protection for a car (generally called Partial Collision Insurance (CDW)) protects you if the body is damaged. Like most types of protection, Partial collision insurance almost always involves a deductible, i.e. the part that you have to pay if there is damage to the body. The deductible varies depending on where you rent, the car rental company, and the type of car, but is usually between EUR 600 and EUR 3,500.

Theft insurance

Theft insurance protects you if the car is stolen or if someone tries to steal it. Theft insurance almost always has a deductible, the part of the bill that you will have to pay if the car is stolen or damaged in the event of attempted theft.

The deductible varies depending on where you rent, the car rental company, and the type of car, but is usually between EUR 600 and EUR 3,500. Sometimes you may see Collision and Theft Insurance This is a combination of Partial Collision Insurance and Theft Insurance.

Insurance of civil responsibility

Liability insurance pays if you injure someone or cause damage to the car you rented. It does not cover the car itself. There is normally a limit to the amount that Liability Insurance covers. In the case of this type of policy, there is no deductible.

When we rent a car for work, vacation, or vacation, we all want the rental to be safe. Unfortunately, breakdowns are also a part of life, and even a well-maintained rental car can break down unexpectedly. A mistake that many people make when booking a car is not to ask for additional information from the rental company

It is important to ask about: roadside assistance in case of a car failure, delay in handing over the vehicle, what happens if the car is delivered without full service, or without the level at which you rented it, unlimited kilometers, penalties for age, additional driver, extra taxes, rent abroad.